High value homes

Alastair James

Specialising in insurance of high value homes, contents and valuables

Why choose a specialist high value home insurance policy?  There are countless providers of insurance, either through online facilities or via call centres, which will claim to provide comprehensive cover at the cheapest possible price for your most valuable assets – your home, contents and valuables.  However, many of these products contain limiting restrictions and it is not until the unfortunate time comes when a person has suffered a loss and needs to make a claim that they discover they are not as protected as they thought, sometimes with devastating consequences.

A specialist high value home insurance, or “high net worth” policy, is typically “warranty free” which means it will not contain many of the limits or restrictions that are found in an off-the-shelf insurance policy, such as an onerous alarm or locks requirement, for example.  Equally, the levels of protection offered by a specialist high value home insurance policy are far greater than those of a standard policy.

High value buildings and contents insurance

If you own a large house and have a high level of contents, you will find that the standard home insurance market is unable to provide appropriate cover to properly protect your assets. Instead, they are structured for the one size fits all mass-market, which offers little flexibility for those who require more bespoke cover.
Find out more

Listed property insurance

Living in a listed building can be a wonderful experience for the owner, taking enjoyment from many rare architectural features and unique designs. However, such properties are also subject to stricter legislation and regulations when it comes to repair and reinstatement.
Find out more

Renovation insurance and building works

In a recent survey conducted by international specialist insurer, Hiscox Insurance, it was found that the number of homeowners in the UK choosing to improve their homes rather than move has risen fivefold in the last five years. UK local councils have seen a 29% rise in in the number of planning permission requests over the last ten years.
Find out more

Second home insurance and holiday home insurance

The majority of high net worth insurance companies are able to include second homes within the same policy as your main home with one common renewal date, offering similar levels of cover, which is particularly useful if you have items of value at both homes.
Find out more

How to obtain a quotation from Alastair James Insurance Brokers

Requesting a quotation could not be easier.  Either upload your current Policy Schedule or Renewal Notice.  Alternatively you can request a call back at a specific time convenient to you, or telephone the office directly.

Upload a schedule

h

Request a quote

Give us a call

01242 371058

Don't Take Our Word For It

I had tried lots of other brokers but some didn’t bother to get back to me

I had tried lots of other brokers but some didn’t bother to get back to me, and others couldn’t offer cover for our property. I found your service very professional and efficient. It is nice to speak with an individual person rather than a large company of telesales people!

I should be happy to reco…

Read More

Mrs H.W

I had tried lots of other brokers but some didn’t bother to get back to me

I had tried lots of other brokers but some didn’t bother to get back to me, and others couldn’t offer cover for our property. I found your service very professional and efficient. It is nice to speak with an individual person rather than a large company of telesales people!

I should be happy to recommend you to anyone or act as a reference.

Mrs H.W

Great service and made sure I had everything I needed! Thank you!

Alastair kindly helped me with my office insurance when setting up the office last year! Great service and made sure I had everything I needed! Thank you!

Fran Coulter

Great service and made sure I had everything I needed! Thank you!

Alastair kindly helped me with my office insurance when setting up the office last year! Great service and made sure I had everything I needed! Thank you!

Fran Coulter

Would highly recommend

Great service for our home insurance. Found us a much cheaper and more comprehensive insurance than we’d previously had. Would highly recommend

Janet Flowers

Would highly recommend

Great service for our home insurance. Found us a much cheaper and more comprehensive insurance than we’d previously had. Would highly recommend

Janet Flowers

Open and honest at all times, and I would recommend him without a moment’s hesitation.

My situation has been complicated by a previous subsidence claim, but Alastair has gone above and beyond to help me find appropriate cover.
He has been responsive and efficient, while always providing excellent advice.
I have found him to be open and honest at all times, and I would recommend him without a mo…

Read More

Dave Cooper

Open and honest at all times, and I would recommend him without a moment’s hesitation.

My situation has been complicated by a previous subsidence claim, but Alastair has gone above and beyond to help me find appropriate cover.
He has been responsive and efficient, while always providing excellent advice.
I have found him to be open and honest at all times, and I would recommend him without a moment’s hesitation.
Thank you Alastair.

Dave Cooper

Alastair has constantly found me better deals and provided exceptional service throughout

I have used Alastair James for car, building and contents insurance. Alastair has constantly found me better deals and provided exceptional service throughout. I will definitely be using their services again in the future.

Kier James Roff-Stanion

Alastair has constantly found me better deals and provided exceptional service throughout

I have used Alastair James for car, building and contents insurance. Alastair has constantly found me better deals and provided exceptional service throughout. I will definitely be using their services again in the future.

Kier James Roff-Stanion

I would thoroughly recommend using Alastair for all your insurance needs.

Alastair has sorted out a number of insurances for us with total professionalism and efficiency. He has dealt with our car and home insurance and in all cases he has come up with exactly what we wanted, balancing cost with cover and also some additional benefits we had not considered. I would thoroughly…

Read More

Christine Helps

I would thoroughly recommend using Alastair for all your insurance needs.

Alastair has sorted out a number of insurances for us with total professionalism and efficiency. He has dealt with our car and home insurance and in all cases he has come up with exactly what we wanted, balancing cost with cover and also some additional benefits we had not considered. I would thoroughly recommend using Alastair for all your insurance needs.

Christine Helps

Will continue using for the foreseeable future.

Alastair has helped my brother and I with numerous insurance requirements for several years. He has always provided exceptional service and prompt responses. As a result we have always found the best deals for all our insurance needs. Will continue using for the foreseeable future.

Rowan Roff-Stanion

Will continue using for the foreseeable future.

Alastair has helped my brother and I with numerous insurance requirements for several years. He has always provided exceptional service and prompt responses. As a result we have always found the best deals for all our insurance needs. Will continue using for the foreseeable future.

Rowan Roff-Stanion

Really got to know me and my business and helped me get a better understanding of which cover I should have in place

Alastair provides a professional and personal insurance service. He really got to know me and my business and helped me get a better understanding of which cover I should have in place. Would definitely recommend talking to Alastair if your insurance is up for renewal

Miss A.T

Really got to know me and my business and helped me get a better understanding of which cover I should have in place

Alastair provides a professional and personal insurance service. He really got to know me and my business and helped me get a better understanding of which cover I should have in place. Would definitely recommend talking to Alastair if your insurance is up for renewal

Miss A.T

Alastair listens to your exact requirements

Alastair listens to your exact requirements and finds the policies that suit you. Drop him a message

Mr S.C

Alastair listens to your exact requirements

Alastair listens to your exact requirements and finds the policies that suit you. Drop him a message

Mr S.C

Excellent service, Alastair, thank you for all your help. I

Excellent service, Alastair, thank you for all your help. I look forward to speaking again when my other policies are due

Mr G.D

Excellent service, Alastair, thank you for all your help. I

Excellent service, Alastair, thank you for all your help. I look forward to speaking again when my other policies are due

Mr G.D

Thank you for your help

Thank you for your help. You have been most patient with me and it’s appreciated

Ms R.D

Thank you for your help

Thank you for your help. You have been most patient with me and it’s appreciated

Ms R.D

Polite, very helpful and professional.

Polite, very helpful and professional.

Tess Mariapa

Polite, very helpful and professional.

Polite, very helpful and professional.

Tess Mariapa